Carlos is a global technology and product executive with a proven track record of developing strategy, leading cross-functional teams, and delivering transformational technology solutions. He has designed and launched products across payments, finance, marketing, e-commerce, compliance, and security for the retail, manufacturing, and technology industries. Known for aligning technology and business strategy, Carlos builds strong partnerships across business units to drive shared objectives and measurable outcomes. His expertise spans product and portfolio management, software engineering, data architecture, and privacy compliance. Carlos is passionate about creating customer-centric solutions that reduce risk, improve efficiency, and contribute to revenue growth.