Kapil is a seasoned product leader with over 20 years of experience architecting and scaling billion-dollar businesses across the technology landscape. With a career spanning Big Tech and high-growth Fintech—including leadership roles at Amazon, BILL, and 1-800-FLOWERS—he specializes in navigating the complexities of payments, e-commerce, and financial ecosystems. Throughout his career, Kapil has managed P&Ls exceeding $100M and built high-performing organizations of over 40+ product professionals. He is recognized for his ability to blend rigorous operational discipline with a deep passion for user-centric design. Kapil’s core mission remains constant: building habit-forming products that achieve massive scale and improve the lives of millions of customers globally.